FREE GUIDE · ENGLISH & SPANISH · 27 PAGES
The whole Miami purchase,
before you begin it
The whole purchase in the order it happens — choosing your agent, preparing your finances, the search, the offer, the inspection and the appraisal, and closing day. Written for buyers in Miami-Dade.
- ✓The finances. Your budget, the pre-approval, the down payment, and the credit score behind the rate you are offered.
- ✓The search. Separating must-haves from nice-to-haves, and what to look at in every home you walk through.
- ✓The offer and beyond. Negotiating, the inspection, the appraisal, and what happens at the closing table.
GUIDEERIKA SCHELL
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The Luxury Buyer’s Guide
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What’s inside
Eight steps, in the order they happen
Written by Erika Schell, Luxury Certified REALTOR® at The Keyes Company and Forbes Global Properties, with the team she brings to every transaction — lender, inspector, insurance specialist and property manager. Available in English and Spanish.
Find your agent
Why the person you choose changes the outcome — expertise, negotiation, standards and service.
Prepare your finances
Your budget, the pre-approval, the down payment and the credit score behind the rate you get.
Start your search
Must-haves versus nice-to-haves, researching neighborhoods, and what to note at every showing.
Make an offer
Price, contingencies and terms — and how to be ready for the counteroffer that follows.
The home inspection
What the inspector checks, and how the report becomes leverage on repairs or on price.
The appraisal
How value is judged against comparable sales, and what happens if it comes in low.
Close the deal
The Closing Disclosure, the documents you sign, and the last checks before the keys.
Move in
Movers, utilities and the handover, so the first week is not the stressful one.
Questions
Before you download
Is the guide really free?
Yes. It costs you an email address. It was written from the questions buyers actually ask — usually late at night, usually worried the question is obvious. None of them are.
What happens after I download it?
You get the PDF immediately, and Erika occasionally writes when something changes in the Miami market that would affect a buyer. One click unsubscribes, and your information is never sold or shared.
Do I have to buy with Erika to use it?
No. Take it to any agent you like. It is written so that you can tell whether the person representing you is doing the work described in it.
Does it only apply above $1 million?
The Florida rules in it — disclosure, doc stamps, Homestead, condominium law — apply at any price. The strategy chapters are written for the luxury tier, where cash competes and inventory moves differently.
Also free
The other guide
Erika answers every enquiry the same business day — by phone, video or in person, in English or Spanish. No obligation, and no pressure to list or buy.
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